At Kitsap Veterinary Hospital we feel Pet Insurance is an important part of owning a pet, and can make the difference between life and death. We never want to think about it, but we have to be prepared for the unexpected. Unprepared owners could be forced to put their pet down simply because they cannot afford the medical costs. Pets escape out the door, or they can eat things they shouldn’t, accidents can happen at anytime.

• Can you use any veterinarian?

• Does the policy cover your particular pet’s needs?

• What are the policies conditions or exclusions?

• Do they offer discounts (ex: if pet is microchipped, multiple pets, sterilized)?

• Does the plan cover any congenital or pre-existing conditions?

• What is the waiting period before the policy goes into effect?

• What kinds of illnesses are covered?

• Do the premiums change as the pet ages or if a claim is made?

• Is there a maximum payout per claim, per year, per household, or per policy?

• What is not covered in this plan?

• Is dental health covered and does it include cleanings?

• Are there behaviors excluded from payment such as fight injuries?